Senior Credit Risk Analyst

Ascension Global Recruitment
£35k - 45k per year
04 Aug 2017
16 Aug 2017
Senior Credit Risk Analyst – Credit Lending – SAS – Surrey LOCATION: Egham Description Working as a key member of the risk analysis team to ensure the Credit Risk function is robust and managed within the key requirements of the business. The ideal candidate will have a very strong background in analytics and Credit Risk from a mortgage lending institution, preferably with experience covering the full customer lifecycle, including new lending, account management, fraud prevention and arrears management. This candidate will be a key member of this business. Responsibilities Major Activities and Responsibilities: ·Provide business with data based insight and recommendations for changes and improvements to product range, application process, strategy design, collections activities and operations processes ·Solving complex business problems and providing practical value based solutions. ·Build and Develop capability within the organization to design, monitor and enhance credit and fraud risk strategies and policies. ·Ensure the business operates within the regulatory requirements for new business origination through to arrears management ·Provide the business with the optimal analytical framework to make sound judgment based decisions on new lending requests ·Produce analytics to monitor and provide insight across the customer journey and lifecycle, making recommendations to change current processes and strategies ·Provide insight to and set expectation for portfolio and segment trends through targeted analysis, forecasting and the development of regular MI. ·Develop and enhance credit risk models ·Work closely with colleagues across the group to deliver projects and the change agenda. Skills and Experience Required (or desired): ·University degree in technical field (eg. mathematics, physics, statistics) ·Relevant experience of credit risk/analytics roles ·Knowledge of first and second charge mortgages ·Hands on strong knowledge of analysis software languages – SAS ·Highly proficient using Excel and other analysis tools ·Statistical background to produce reporting and models ·Excellent communication skills and ability to convey complex ideas/insights to non-technical members of the team ·Ability to work in an extremely fast paced start-up environment ·Excellent verbal and written communication skills ·Extremely self-motivated / Operate independently This job was originally posted as

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